Maruti Suzuki WagonR Finance Plan: EMI, Down Payment, Price and Full Details

The Maruti Suzuki WagonR continues to be one of the most popular hatchbacks in India, thanks to its affordable pricing, practicality, and fuel-efficient engine options. Favored by middle-class families for decades, the WagonR is often the go-to car for first-time ...

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The Maruti Suzuki WagonR continues to be one of the most popular hatchbacks in India, thanks to its affordable pricing, practicality, and fuel-efficient engine options. Favored by middle-class families for decades, the WagonR is often the go-to car for first-time buyers.

 

Maruti Suzuki WagonR Finance Plan

To make ownership easier, Maruti Suzuki is offering attractive finance plans for the WagonR. Buyers can bring home this hatchback with a down payment as low as Rs 50,000, and the remaining amount can be paid through affordable monthly EMIs.

Let’s take a detailed look at the on-road price, EMI calculation, down payment, engine options, mileage, and features of the Maruti WagonR.

Why WagonR is Popular Among Middle-Class Families

Maruti Suzuki WagonR Finance Plan

The WagonR has maintained its dominance for over two decades for several reasons:

  1. Affordability: With a starting price under Rs 6.5 lakh (on-road), it fits the budget of most middle-class buyers.
  2. Fuel Efficiency: Both petrol and CNG variants offer excellent mileage, keeping running costs low.
  3. Spacious Cabin: Despite its compact size, the tall-boy design ensures ample headroom and good legroom.
  4. Resale Value: Maruti Suzuki cars generally have strong resale demand.
  5. Low Maintenance Costs: Service and spare parts are affordable and widely available across India.

Quick Summary

Key Highlights
Details
Base Variant Price (Ex-showroom, Delhi)
Rs 5.79 lakh
On-Road Price (Delhi, Base LXI Petrol)
Around Rs 6.30 lakh
Minimum Down Payment
Rs 50,000
Loan Amount
Around Rs 5.80 lakh
Loan Tenure
5 years
Interest Rate
9% (approx.)
Monthly EMI
Around Rs 12,000
Engine Options
1.0L Petrol, 1.2L Petrol, 1.0L Petrol + CNG
Mileage
25.19 kmpl (Petrol), 34.05 km/kg (CNG)
Transmission Options
5-speed Manual, AMT Automatic
Official Website

On-Road Price of Maruti Suzuki WagonR

The Maruti Suzuki WagonR base LXI petrol variant is priced at Rs 5.79 lakh (ex-showroom, Delhi). After adding RTO registration charges, road tax, and insurance, the on-road price in Delhi comes to around Rs 6.30 lakh.

Prices vary depending on the city and variant chosen. Higher trims like VXI, ZXI, and ZXI+ come with more features and are priced higher.

Maruti WagonR Finance Plan: EMI and Down Payment

For buyers looking at affordable monthly payments, the WagonR’s finance plan makes it attractive:

  • Down Payment: Rs 50,000
  • Loan Amount: Rs 5.80 lakh
  • Tenure: 5 years (60 months)
  • Interest Rate: 9% (average rate, may vary by bank/NBFC)
  • Monthly EMI: Around Rs 12,000

This plan ensures that buyers can bring home the WagonR with minimal upfront payment, spreading the cost conveniently over time.

Note: The EMI amount may vary depending on your credit score, bank policies, interest rate, and chosen loan tenure.

Engine and Mileage Options

The Maruti Suzuki WagonR is available with multiple engine choices, giving customers flexibility based on performance and fuel efficiency needs.

  1. 1.0-litre Petrol
    • Power: 67 PS
    • Torque: 89 Nm
    • Mileage: Up to 25.19 kmpl
  2. 1.2-litre Petrol
    • Power: 90 PS
    • Torque: 113 Nm
    • Mileage: Around 24 kmpl
  3. 1.0-litre Petrol + CNG
    • Power: 57 PS
    • Torque: 82 Nm
    • Mileage: Up to 34.05 km/kg

With its CNG variant, the WagonR becomes one of the most fuel-efficient family cars in India, offering very low running costs.

Transmission Options

The WagonR offers both manual and automatic gearboxes:

  • 5-speed manual transmission (standard across variants).
  • 5-speed AMT (Auto Gear Shift) available in select petrol variants.

This dual option allows buyers to choose between affordable manual models or the convenience of an automatic for city driving.

Features of the WagonR

Even though the WagonR is positioned as a budget-friendly hatchback, Maruti Suzuki equips it with practical features that enhance comfort and convenience.

Key Features Include:

  • 7-inch Touchscreen Infotainment System (higher trims) with Android Auto and Apple CarPlay.
  • Remote Keyless Entry.
  • Power Windows.
  • Rear Parking Sensors and Camera (in higher trims).
  • Steering-Mounted Audio Controls.
  • Dual Airbags and ABS with EBD (standard).
  • Split Folding Rear Seats for added luggage flexibility.

Rivals in the Segment

The Maruti WagonR competes with:

  • Hyundai Santro (discontinued)
  • Tata Tiago
  • Maruti Celerio
  • Maruti Alto K10

Despite increasing competition, WagonR remains one of the most trusted choices for first-time car buyers.

FAQs About Maruti Suzuki WagonR Finance Plan

Q1. What is the on-road price of the Maruti Suzuki WagonR in Delhi?

The on-road price of the base LXI petrol variant is around Rs 6.30 lakh in Delhi.

Q2. What is the minimum down payment required to buy a WagonR?

You can book a WagonR with a down payment of Rs 50,000 under current finance plans.

Q3. What is the EMI amount for WagonR?

For a loan amount of Rs 5.80 lakh over 5 years at 9% interest, the EMI comes to around Rs 12,000 per month.

Q4. Which engine options are available in WagonR?

The WagonR is available with a 1.0-litre petrol, 1.2-litre petrol, and 1.0-litre petrol+CNG.

Q5. What is the mileage of WagonR?

The WagonR petrol offers up to 25.19 kmpl, while the CNG variant delivers up to 34.05 km/kg.

Conclusion

The Maruti Suzuki WagonR remains one of the best-value hatchbacks in India. With an attractive finance plan starting at a down payment of Rs 50,000 and EMIs of around Rs 12,000, it becomes even more accessible for middle-class families and first-time buyers. Combined with its spacious cabin, fuel efficiency, and affordable maintenance, the WagonR continues to be a smart, reliable, and practical choice in India’s small car market.

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